Our Philosophy

A particular investment is not right for everyone.  Some clients are willing to accept a high level of investment risk, while such risk would keep other clients up all night worrying. 

Because everyone’s views on investing are different, we like to get to know our clients so that we understand the factors that inform their views on investing.   These factors include their tolerance for investment risk, their retirement horizon, their net worth, and their investment experience.  As we get to know a client’s views on investing, we can recommend investments that are suitable for their needs. 

A client’s suitability for a particular investment can also change over time.  This can occur as the client approaches retirement age and becomes less willing to accept risk in his or her portfolio.  We therefore conduct periodic reviews with our clients to monitor investment performance with them, as well as to make sure that their investments are still suitable for them.